Information Share Here you will find most everything you will need to know to make informed decision about your next mortgage. You may also click here to be contacted by one of your Mortgage Brokers Broker vs Bank We understand that not everyone knows the difference between working with a Broker vs the Bank and we know the stigma that is placed on both. Learn more about the differences in working with a Broker vs a Bank. Pre-Approval Not sure how much or if you will be approved? Ready to get the process started? Click here and complete the form for the pre-approval process. Fixed vs Variable Here we break down the difference between a Fixed vs Variable rate, what the risks vs rewards are and a historical background on both. Down Payment Ready to take the plunge but you aren’t sure how much you need to put down for your mortgage? Click here to find out more. Closing Costs Avoid surprises and learn what to expect to close your deal. Here is a list of possible fees you could incur throughout the whole process. Debts Find out if your debts will affect you obtaining a mortage. Documents Download the supporting documents to get your application moving forward.